EU
European Union
- VAT-in-the-Digital-Age (ViDA)
- PSD2 open-banking rails
- Recurring VAT returns
Autonomous European back office
Closes the books
so you don't have to.
Quillon is built for European small businesses that have outgrown a spreadsheet but aren't ready for a finance team.
- Bank reconciliation — PSD2 open-banking rails pull transactions nightly and match them to invoices automatically across currencies.
- Locale-aware dunning — Overdue invoices are chased in the right language, tone, and escalation cadence for each of 27 EU + UK markets.
- VAT & tax filing — VAT returns and country-specific tax filings go out on schedule — EU ViDA, UK MTD, German GoBD included.
How it works
Connect your bank once. Quillon watches every invoice, reconciles overnight, chases overdue payers, and files returns — your morning opens on a dashboard, not a spreadsheet.
- Autonomous
- 70–90% of transactions
- OCR accuracy
- > 95%
- Per-invoice
- drops from €25 to < €4
Tuesday · 09:03
Today’s cash flow
live
In
€18,030
▲ 4.2%
Out
£1,475
▼ 4.2%
Net
+€16,231
▲ 4.2%
14-day inflow
−13dtoday
Recent activity
reconcile queue →- Studiograph SASEUR · settled across 3 accounts€14,820.00matched
- Nordwind GmbHEUR · settled across 3 accounts€3,210.00dunning
- Aperture LtdGBP · settled across 3 accounts£1,475.00matched
- Atelier BreraEUR · settled across 3 accounts€612.40pending
Built to please
- Tested under MTD
- PSD2 open-banking rails
- GoBD-aware archiving
- EU VAT-in-the-Digital-Age ready
- Sub-200ms reconciliation
What Quillon does
One agent. The entire keeper-to-compliance loop.
Bank-bundled free tiers compress pricing for freelancers, point solutions each cover only one slice. Quillon closes the loop in a single region-aware agent — built for the office that has outgrown a spreadsheet but still wants its accountant in the loop.
- Invoices> 95%OCR accuracy
Catches every incoming invoice before your accountant opens it.
OCR lifts accuracy above 95%, the agent triages the field set, and any VAT-rate ambiguity or mixed-use line item is parked straight into the human queue.
- Bank70–90%handled autonomously
Reconciles across every account, in every currency, by morning.
PSD2 open-banking rails pull transactions nightly. Quillon matches them to invoices and ledger entries, learning your patterns so tomorrow is faster than today.
- Dunning27EU+UK locales tuned
Chases overdue invoices like a local — for every market you sell into.
Each market has its own conventions; Quillon respects them automatically, from formatting to tone to the moment it's appropriate to escalate.
- Filings3regulatory regimes covered
Files VAT and tax returns on the schedule your jurisdiction demands.
EU VAT-in-the-Digital-Age, UK Making Tax Digital, and German GoBD rules are encoded in Quillon's policy engine — recurring returns are submitted, not drafted.
How it works
A morning glance replaces the late-night bookkeeping.
Owners set policy guardrails once. Each morning opens on the cash-flow panel. Quillon does the rest.
- 01step
Watch
Quillon reads every incoming invoice the moment it lands in your inbox or inbox-OCR queue.
- 02step
Reconcile
PSD2 settles match payments to ledger entries across accounts and across currencies overnight.
- 03step
Chase
Overdue receivables are followed up with locale-aware dunning — never a generic template.
- 04
File
Recurring VAT and tax returns file on schedule. Edges and ambiguities route to your queue.
Region-aware
Rules differ by jurisdiction.
Quillon keeps them apart.
Dunning conventions, filing schedules, retention rules — Quillon encodes the differences so your nights aren't spent reconciling not just accounts, but law.
UK
United Kingdom
- Making Tax Digital (MTD)
- Open Banking UK
- HMRC filing
DE
Germany
- GoBD-compliant archiving
- Datev export
- Split VAT rates
+
Wherever you invoice
- Multi-currency ledger
- 27 tuned dunning locales
- Locale-aware reminders
Policy guardrails
Routine is autonomous.
Edges stay human.
Set thresholds, exclusions, and approvals once. Quillon handles 70–90% of transactions on its own. The legally sensitive edges — VAT rate errors, mixed-use misclassification, anything above your confidence floor — route into a queue reserved for your accountant.
Human-in-the-loop queue
3 awaiting
- VAT rate errorVendor #4019€1,420.00awaiting review
- Mixed-use line itemSubscriptions Q3€318.40awaiting review
- Cross-border invoiceStudio AebersoldCHF 9,250.00awaiting review
Routed automatically — never blocked, never silently lost.
Where Quillon sits
Built for the office that has outgrown a spreadsheet.
Bank-bundled free tiers compress pricing for freelancers, and point solutions each cover one slice. Quillon closes the entire keeper-to-compliance loop in a single region-aware agent — with per-invoice economics that hold up at scale.
Bank-bundled
Free tier
Free for freelancers. Compresses quickly as transaction volume or cross-border invoicing grows past the tier.
Point solutions
3–5 tools
AP capture here, dunning there, OCR somewhere else. Each subscribes to its own billing rhythm.
Quillon
One agent
One agent: invoices, reconcile, chase, file. From roughly €25 per invoice to under €4.
Get started
Bring your books in tomorrow.
Tell us your markets, your bank rails, and your highest-volume vendors. Quillon is on it before your next invoice lands.
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